How to Think About Debt: Is it Good or Bad?
Debt is a loaded topic in financial planning. When is it good or bad, and what’s the best way to approach it? There are two main things to consider: What’s “financially optimal” and what feels right given your own unique circumstances. Not all debt is created equal. Clearly, high-interest credit card debt is “bad” and […]
Pay off Debt or Save? What should I do with my extra money?
Raise your hand if you’ve seen a headline like this recently: “How I paid off $100,000 in one year”. Inspiring, isn’t it? But how realistic is paying down debt fast when you have other financial goals to reach? Should you pay off debt or save instead? Read more.