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What Is Umbrella Insurance and When Does It Make Sense to Get It?

rainbow-umbrella

When we think about insurance coverage, we typically focus on life, disability, auto, and homeowners’ or renters’ insurance due to their direct impact on our day-to-day lives. However, we often miss another critical type of coverage: umbrella insurance. This kind of policy provides an additional layer of protection for when your standard insurance coverage might […]

What is Long Term Disability Insurance Coverage? Do I Need It?

Disability Insurance Coverage

What would you think if you knew you had a 1 in 4 chance of experiencing a debilitating illness or accident during your working life? The statistics are debatable, but if you’re like me, you’re shocked that the risk is much higher than you thought. That’s what disability insurance coverage is for.  When we hear […]